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Consumer Handbook on Adjustable Rate Mortgages (CHARM) Mortgage Booklets

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Unit of Measure: Pack of 25
CFPB Approved Booklets
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Availability: In stock

$23.79 ($.95/count)
  • 10 for $13.00 ea ($.52/count)
  • 40 for $10.45 ea ($.42/count)
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    • Creditors must use the revised CHARM booklet to comply with Truth in Lending Act
    • The Truth in Lending Act requires lenders provide this book to borrowers applying for any adjustable or variable rate mortgages
    • Prepared by the The Federal Reserve Board and the Office of Thrift Supervision, the CHARM Booklet is designed to help consumers understand the wide variety of mortgage products available to home buyers
    • In recognition of the growing use of nontraditional mortgage products that allow borrowers to defer payment of principal and sometimes interest, the agencies have substantially revised the CHARM booklet to include discussions about "interest-only" and "payment option" mortgages
    • 28 page booklet
    • Size: 4 in W x 8-1/2 in H
    • 25 per pack

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